Prescription Alternatives
* DERMATOLOGY DRUGS ARE EXPENSIVE! * Patients ARE BEING ASKED TO PAY $150-$900 or More!*
Here’s what you need to know to lower your out-of-pocket and still get quality Dermatology Medications.
Here’s How Insurers Place the Cost Burden on You.
-Healthcare Providers don’t know the cost of prescriptions before writing them.
-Drug costs are determined by multiple factors:
- Current prescription market prices
- Drug availability
- Pharmacy charges (which can be different at every pharmacy)
- Your prescription medication formulary (the divisions which split drug co-pays from low to high)
- Location
- Your age and gender
- The deductible you have (what you have to pay before your insurance kicks in)
A Tricky System, Denies Drug Claims, and Saves Insurance Companies Money.
-In a very time-intensive process, Dermatology staff members collaborate with the pharmacy and insurance plans to find a cost-effective solution. This requires:
- Extra paperwork being filed for pre-authorization
- Waiting for a response
- Receiving denials of coverage
- Post-denials, having to re-start the process over with an alternative medication
Nonetheless, even after multiple submissions, efforts can prove fruitless. The lowest priced similar prescription may still be too expensive.
As a result, the clinician is left without further options and
THE PATIENT WALKS AWAY EMPTY-HANDED.
What You MUST KNOW about the Power of the TRIAD (Pharmaceutical Company-Insurance Company-Pharmacy)
-Health Insurance companies create a set reimbursement price for all drugs
- High cost drugs are either cut from the formulary or cost passed on to patient
- Low cost drugs, which often have lesser efficacy, are reimbursed at high rates
- Certain drugs are excluded from coverage due to the following:
- Medications that were once RX and now have an OTC (Over-the Counter) version
- Medications that are pricey, will require you trial 2-3 other cheaper medications first
- AND FAR WORSE, anything that is considered cosmetic (if it helps you look more beautiful, even by accident) is not covered. AND even though you pay a hefty premium, they will work hard to deny coverage, even making claims that are a joke, such as: people over 30 do NOT get pimples!
- These “cosmetic drugs” may include acne medicines like retinoids, vitamins, and benzoyl peroxide, lightening creams like hydroquinone for dark spots, hair loss treatments, nail products, and creams for thick, dry skin like urea, salicylic, or lactic acid.
Pharmaceutical Companies Respond by Increasing Prices to Offset their Loss—Plain and Simple!
-Pharmacies are also vying for a piece of the pie
- Generic drugs are less regulated, can vary in active ingredient by 30%, but are cheaper to make, and higher profits for all
- Generics are pushed, while resistance to filling brand-name drugs is a norm
- Due to this demand dynamic—NOW EVEN GENERIC DRUG PRICES ARE SOARING!
All-in-All more cost responsibility is placed on patients who can No Longer Afford these drugs!
IF ALL OPTIONS HAVE BEEN EXHAUSTED, YOUR CLINCIAN IS LEFT WITH FINDING NON-RX ALTERNATIVES
-Problem is….there are a tons of products on store shelves, usually chosen by a grocery store manager…not a Dermatology versed clinician
-You will find products made with mediocre formulas, the same old ingredients repeated in each brand, or low concentrations—thus, you don’t get what you need because it has no effect.
-Finally, if you don’t have the proper direction of how to use them and what to expect, you are left to struggle with a condition that it has already taken weeks to obtain a treatment for. ☹
PARASOL DERMACEUTICALS IS A ONE STOP SHOP FOR CHEAP QUALITY ALTERNATIVES IN MANY SITUATIONS
-Parasol Dermaceuticals was created by a Dermatology Clinician, who became frustrated that treating her patients turned into a game of chess! Like you, she uses her own products EVEN though she has access to RX equivalents. Expensive OR Rx does NOT ALWAYS MEAN BETTER.
-With her knowledge base of chemical ingredients, products, dermatology conditions, and healthcare dynamics she brainstormed a way to make sure that no patient would walk away empty-handed.
Parasol Dermaceuticals products are designed for results!
-Parasol Dermaceuticals does not offer cookie-cutter skin care or expensive products that are packed in “pretty packages,” with mediocre ingredients. Every item in the Parasol Dermaceuticals Store is hand-picked to ensure the highest-concentrations available OTC, quality and research backed ingredients, variety to treat different skin types, and affordability for all.
-We want you to have the care you deserve and we will support you through the process. Your success is our success. Start your skincare journey now by shopping the Parasol Dermaceuticals Store and if you need a little product guidance along the way, feel free to email us at clientsupport@parasolderm.com.
And if OTC is not strong enough to meet your needs, see our partner site Parasol Virtual Dermatology, for an online or mobile visit with a licensed Dermatology Clinician. There you may obtain specialized guidance and prescriptions sent straight to your door (if deemed necessary). www.parasolvirtualderm.com